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Rates start around 6% with loan amounts up to $100,000.It’s recommended that you keep your credit utilization — both overall and per account — below 30%. This can be tricky to do when you have a low credit limit, a roadblock to improving credit ...Mar 18, 2024 · The Capital One Quicksilver Student Cash Rewards Credit Card gets high marks for cards in its class, thanks to its $0 annual fee and its no-fuss rewards rate: 1.5% cash back on all purchases ( see ... The best savings accounts have no monthly fees and high yields. Find out how to choose the right savings account for you, make a savings plan, start an emergency fund and much more.Come nerd out with us. NerdWallet is a free tool to find you the best credit cards, cd rates, savings, checking accounts, scholarships, healthcare and airlines. Start …Use NerdWallet's mortgage calculator to estimate your monthly house payment and annual amortization. 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